On a more sobering note, I remember that time when my car got smashed. Well, I was not drunk. I never drive when I drink. But someone smashed the window and grabbed the stuff in the boot and cleaned out the glove compartment. Fortunately, other than a toolbox, some coupons, I did not lose much. My car insurance covered most of everything.
That incident forced me to wake up and take a closer look at my home insurance. My car had nothing of value. My house has furniture, TV set, hi-fi system and such. So, I took a short time to compare home insurance. I finally did update my fire insurance and my life insurance. Better safe than sorry.
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